$410,000 rental, fully underwritten
Every figure below is computed by Caprately's analysis engine from this deal's numbers — cash flow, cap rate, DSCR, a 10-year projection, and the verdict. Nothing is hand-picked.
Deal score 96/100
Property
$410,000 purchase · 25% down · 7% / 30yr
Gross monthly rent
$5,100
Monthly cash flow
$1,121
Show the mathThe math
effective rent − operating expenses − mortgage payment
$4,845 − $1,678 − $2,046 = $1,121/mo
NOI (annual)
$38,004
Show the mathThe math
(effective rent − operating expenses) × 12
($4,845 − $1,678) × 12 = $38,004
Cap rate
9.3%
Show the mathThe math
annual NOI ÷ purchase price
$38,004 ÷ $410,000 = 9.3%
Cash-on-cash return
12.2%
Show the mathThe math
annual cash flow ÷ total cash invested
$13,454 ÷ $110,700 = 12.2%
DSCR
1.55x
Show the mathThe math
monthly NOI ÷ mortgage payment
$3,167 ÷ $2,046 = 1.55x
Break-even occupancy
73.0%
Show the mathThe math
(operating expenses + mortgage payment) ÷ gross rent
($1,678 + $2,046) ÷ $5,100 = 73.0%
Loan amount
$307,500
Show the mathThe math
purchase price − down payment
$410,000 − $102,500 (25%) = $307,500
Monthly P&I payment
$2,046
Show the mathThe math
amortized loan payment (rate ÷ 12, term × 12)
$307,500 at 7% over 30 yrs = $2,046/mo
Equity grows from $119,974 in year 1 to $314,472 in year 10, driven by loan paydown and property appreciation.
| Year | Equity |
|---|---|
| 1 | $119,974 |
| 2 | $138,175 |
| 3 | $157,139 |
| 4 | $176,900 |
| 5 | $197,497 |
| 6 | $218,968 |
| 7 | $241,356 |
| 8 | $264,705 |
| 9 | $289,061 |
| 10 | $314,472 |
Want to run your own numbers?
Change any assumption, or analyze a completely different property — free, no account needed.